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Enrollment Periods
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Medicare Initial Enrollment Period (IEP)
The Medicare Initial Enrollment Period spans 7 months, allowing first-time enrollment in Parts A and B when turning 65. This period includes 3 months before, the month of, and 3 months after your 65th birthday. Enrolling in the 3 months following your birth month delays coverage. This 7-month window also applies for enrolling in Medicare Advantage or Part D plans. Read More
Medicare Annual Election Period (AEP)
The Annual Election Period (AEP) for Medicare runs from October 15th to December 7th each year. During this time, those with Medicare Part A and B can enroll in, switch, or opt out of a Part D or Medicare Advantage plan.
Medicare General Enrollment Period (GEP)
The General Enrollment Period (GEP) is available for enrolling in Medicare Part A and/or Part B if you didn't sign up during your Initial Enrollment Period (IEP) and aren't eligible for a Special Enrollment Period. This period starts January 1 and ends March 31 each year, with coverage commencing on day 1 of the month following your application.
Medicare Advantage Open Enrollment Period (MAOEP)
This enrollment period allows beneficiaries with a Medicare Advantage plan to make changes. From January 1 to March 31, you can switch to a different Medicare Advantage plan or opt for Original Medicare and add a Part D plan.
Medicare Special Enrollment Period (SEP)
A Special Enrollment Period is available for beneficiaries experiencing a qualifying event. For instance, if you postponed Medicare enrollment past age 65 because of creditable coverage from active employment, you can use this period to sign up for Medicare Parts A and B. Additionally, there are Special Election Periods (SEP) for Medicare Advantage and Part D plans. In the event of a qualifying situation, you'll have a 2-month period to enroll in either a Medicare Advantage or Part D.
Medigap Open Enrollment Period
When you initially sign up for Medicare Part B, there's a 12-month period centered around your Part B effective date — extending 6 months before and 6 months after — during which you can join a Medigap plan without undergoing health screening. However, if you miss this window and don't have a qualifying event, you might be required to answer health-related questions to enroll in a Medigap plan.
Jane Smith
Your Trusted Guide to Medicare Made Simple.
Jane Smith is a Medicare agent with over 15 years of experience helping seniors navigate their Medicare options. Based in California, Jane offers clear, personalized advice on Medicare Advantage, Supplement (Medigap), and Prescription Drug Plans (Part D) to ensure her clients get the best coverage for their needs and budget.
With over 1,000 satisfied clients, Jane is known for her friendly, approachable style and commitment to delivering tailored solutions. In her free time, she enjoys volunteering, hiking, and spending time with family. If you’re looking for a Medicare expert who genuinely cares, Jane is here to help.